Welcome to KIA Saccos
Discover the latest announcements, member success stories, financial tips, and upcoming events from KIA SACCOS. Stay connected with everything happening in our community and learn about new opportunities designed to help you achieve your financial goals.
About KIA SACCOS LTD
KIA SACCOS LTD is a member‑owned Savings and Credit Cooperative Society registered under the Cooperative Societies Act No. 6 of 2013. Established on 25th October 1989, the Society was formed to improve the economic and social wellbeing of its members through structured savings and affordable credit services.
Our common bond: employees of Tanzania Airports Authority and institutions operating at Kilimanjaro International Airport.
Years in Service
KIA SACCOS
Our Products & Services
Savings Services
We encourage a strong savings culture by offering flexible and rewarding ways to save.
Monthly Savings
A structured savings plan to help you build wealth consistently. (Minimum Contribution: TZS 70,000/month)
Shares
Purchase of shares (TZS 10,000 each) represents your ownership in the Society and makes you eligible for dividends at the end of the financial year. (Minimum: 40 Shares upon joining)
Member Deposits (Amana)
A flexible, voluntary deposit account that allows you to save additional funds outside your regular monthly contributions.
Loan Services
Affordable Credit When You Need It
We provide accessible loans to help members meet their personal and professional development needs.
Member Development Loans
Multipurpose loans designed to support you in expanding your income and well-being.
Secured Loans
Loans backed by shares or other acceptable collateral, offering higher amounts and competitive rates.
Non-Secured Loans
Loans provided based on your savings history and membership standing, offering quick access to funds.
KIA SACCOS
Join KIA SACCOS Today
Start your journey toward financial growth and stability with KIA SACCOS. Become a member and enjoy access to savings opportunities, affordable loans, and financial empowerment programs designed to support your personal and business development.
Whether you are an employee, entrepreneur, or community member, KIA SACCOS is here to help you achieve your financial goals.
Why Choose KIA SACCOS?
Established Since 1989
Over three decades of experience, stability, and unwavering commitment to members.
Member‑Owned & Controlled
Every member has an equal voice – one member, one vote. You own the society.
Strong Governance System
Democratic leadership, elected board, and annual external audits ensure accountability.
Transparent Operations
Clear loan processes, open reporting, and full disclosure to all members.
Secure Financial Management
Prudent controls, safe custody of funds, and sustainable investment strategies.
ICT‑Driven Systems
Modern technology for efficient loan tracking, savings management, and member services.
KIA SACCOS
Membership
Requirements
Members’ Rights:
One member, one vote; access to loans; participation in decision‑making; receive dividends and interest.
Entrance Fee
TZS 100,000
Minimum Monthly Savings
TZS 70,000
Shares
40 shares @ TZS 10,000 each
KIA SACCOS
Expansion Goals
We are committed to provide excellent financial services to our members at the most affordable cost by using modern technology. This year, KIA SACCOS LTD aims to expand its operations to reach more than 200 employees across Dar es Salaam, Arusha, Dodoma, Mwanza and Songwe airports, strengthening financial inclusion and extending cooperative benefits to more airport‑related staff nationwide.
