Services
Financial Solutions Designed for Your Growth
KIA SACCOS LTD, we understand the unique financial needs of our members. Whether you are planning for the future, investing in your family, or need quick access to funds, we offer a range of products tailored to help you achieve your goals.
KIA SACCOS
Savings Services
We encourage a strong savings culture by offering flexible and rewarding ways to save.
Monthly Savings
A structured savings plan to help you build wealth consistently. (Minimum Contribution: TZS 70,000/month)
Shares
Purchase of shares (TZS 10,000 each) represents your ownership in the Society and makes you eligible for dividends at the end of the financial year. (Minimum: 40 Shares upon joining)
Member Deposits (Amana)
A flexible, voluntary deposit account that allows you to save additional funds outside your regular monthly contributions.
Loan Services
Affordable Credit When You Need It
We provide accessible loans to help members meet their personal and professional development needs.
Member Development Loans
Multipurpose loans designed to support you in expanding your income and well-being.
Secured Loans
Loans backed by shares or other acceptable collateral, offering higher amounts and competitive rates.
Non-Secured Loans
Loans provided based on your savings history and membership standing, offering quick access to funds.